Lunch counter Conveniences and also Your Labor force
http://andylcdw696.edublogs.org/2019/06/13/pay-roll-professionals-granting-your-business-the-side/
Staff members spend for non-reimbursed costs from these accounts. Sadly, flexible-spending accounts are "use-it-or-lose-it" accounts; implying that any funds leftover at the end of the year can not be "rolled over,"